Finance
Buying or selling a home is generally one of the most expensive processes you will go through. Whether you have questions about mortgages, deposits, using a broker - view our answers to your financial questions.
Question: I am a first-time buyer from abroad (British citizen, right of residence in UK) wishing to purchase freehold property. In my mid 50s, continuing to work abroad, would I be eligible for a mortgage and...
More »
Question: We recently tried to re-mortgage our house, when to our dismay we were informed by our bank, that there was a caution on the property. We are now aware that this is my partners ex partner whom the...
More »
Question: My old school friend and I have decided to take up a Shared Ownership offer in the Royal Artillery area of Woolwich, London. This was done through Moat Home Ownership. They had a brand new...
More »
Question: I've just seen a flat for sale in Chelsea, it’s a lease hold but there is only 6 and a half years remaining on the lease and it is described as unfranchisable. What does this mean? Does this...
More »
Question: What is an Islamic mortgage?
More »
Question: Which lenders offer Islamic mortgages and how do I go about getting one?
More »
Question: What are the advantages/disadvantages of an Islamic mortgage
More »
Question: My mortgage has been pre-approved and it’s soon to be confirmed. I understand the mortgage lender will provide a survey, but will it be thorough enough? Is it worth getting a second one done?...
More »
Question: If a first time buyer buys my house for £270,000, will they have to pay duty on the whole of the purchasing price or just on £20,000? Joyce
More »
Question: Do I really need all this 'mortgage insurance'?? There seem to be so many different things they cover, illness, ill from work, unemployed, that seem to mean largely the same thing? Brin
More »
Question: I am thinking of selling my house, buying a plot and building a new house. This would wipe out my considerable 20 year mortgage. We would have to rent for at least 6 months leaving our 'just finished...
More »