First Time Buyers Guide

Buying your first home is exciting. We have put together an extensive First Time Buyers section as a simple and handy resource for anyone buying their first home.

Guides

Our First Time Buyer Guide covers everything throughout the whole process; from conveyancing solicitors to removals. We have also provided a glossary with information on all the different stages of buying a home.

First Time Buyer Glossary

Are you confused by moving jargon? Our extensive first time buyer glossary will take you through every aspect of the buying process.

Before you buy

How to save for a house deposit

How do you go about saving for your first home deposit? Read our top tips to successfully save for a house deposit and apply for your first mortgage.

Negotiating a house offer

If you are ready to make an offer on the house of your dreams you will need to begin negotiations with the home owner. Read our guide to making your first bid and liaising with the seller.

Shared ownership versus shared equity

Are you looking for an affordable housing option? Read our article on shared ownership and shared equity arrangements that could make your dream become a reality.

Mortgage incentive schemes for first time buyers

Are you a first time buyer still searching for a mortgage? Read our guide about incentivised mortgage schemes with lenders now offering attractive bonuses to first time buyers.

Freehold or leasehold – what is the difference?

Are you unfamiliar with the terms freehold and leasehold? This article will explain everything you need to know about the types of properties you can purchase as a first time buyer.

Buying a new build home versus buying an existing home

If you are struggling to decide between buying a new build home or an existing older home then compare the pros and cons with our detailed guide.

The buying process

What is conveyancing?

Conveyancing is carried out by a solicitor or a licensed conveyancer.  Does the conveyancing process leave you overwhelmed? Let us guide you through the procedure step-by-step, detailing everything your property lawyer will do for you.

Having an offer accepted on a house – what happens next?

Have you had an offer accepted on your chosen house? Find out the next steps to take with our guide to the next stage of your first house purchase.

Exchanging house contracts

Are you aware of what’s involved when you exchange house contracts? Read our guide to everything your property lawyer should complete prior to exchange.

What are searches when buying a house?

‘Searches’ are an important part of the buying process. Read our article and learn more about the standard searches on the environment around your property before you legally commit yourself to purchasing your first house.

Why do I need a home survey?

Why should you seek advice from a chartered surveyor? Read our guide to the types of home surveys available to first time buyers to help understand the condition of your chosen property so you aren’t buying a home with defects.

Planning your removals for your first home move

Do you feel unprepared to move into your new home? Let us give you a helping hand with our guide to planning the logistics of your first home move.

What is negative equity?

Are you concerned by the threat of negative equity as a first time buyer? Read our article and learn how existing homeowners across the UK combat negative equity today.

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