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Percentage of homes purchased with a mortgage by UK regions

Using statistics from reallymoving user quotes, we have been able to track what percentage of the buyers in the UK housing market are buying using a mortgage. We can also see which areas of the UK have the highest percentage of mortgages.

Method

This research was carried out using information entered into the Conveyancing quote form on reallymoving. The data collected is based on the percentage of reallymoving users registering for quotes and selecting that they are purchasing property by obtaining a mortgage.

The graphs above include live data.

The top graph* indicates the overall trend of mortgage users in the market, using a 4 month rolling average. The bottom graph** is a static percentage of mortgage users in a given area in the last 365 days. The top graph is dynamic and can be adjusted to reflect a given region by clicking on said region on the bottom graph.

About reallymoving

Launched in 1999, reallymoving is the UK’s leading provider of free instant quotes for home moving services. It is an independent and privately financed company, majority owned by its management and directors.

During 2023 reallymoving generated 582,000 quotes on behalf of its UK-wide network of partners, representing approximately £150 million worth of work in 12 months. Reallymoving estimates approximately 9% of the UK’s home movers receive quotes from the site.

Reallymoving provides instant quotes for conveyancing, surveys, removals, Scottish home reports and EPCs.

See more insights:

Mover types

  • First Time Buyers - % of First Time Buyers by UK regions
  • Downsizers -  % of downsizing home moves by UK regions
  • Upsizers -  % of upsizing home moves by UK regions
  • Investors - % of buy-to-let (BTL) homes purchased by UK regions

Finance

  • Cash Buyers - % of homes purchased by cash buyers by UK regions

Building

Location

If you're interested in using our data in a feature, or would like to collaborate, please email us.