First Time Buyers Advice | Page 4

What is the Help to Buy Equity Loan Scheme?

With the chance to buy a property with a 5% deposit, the Help to Buy Equity Loan opens up home ownership to many more people.

Conveyancing, Buying a house, First time buyer

What is a mortgage in principle?

One of the most important early steps as a first time buyer is working out what size of mortgage you can afford. You’ll find any number of online mortgage calculators on the websites of lenders, price comparison companies, mortgage brokers and so on. However, it’s worth remembering that these can only ever give a ballpark figure and are an illustrative tool only.

Conveyancing, Buying a house, First time buyer

Bank of mum and dad

One of the most important decisions when you are looking to buy your first home is working out whether you can afford it – and that doesn’t just mean keeping up the monthly mortgage repayments.

Conveyancing, Buying a house, First time buyer

Help to Buy ISA and Lifetime ISA explained

Find out about the Help to Buy ISA and the Lifetime ISA as we explain the differences to help you decide which one might be right for you.

Conveyancing, Buying a house, First time buyer

Shared ownership versus shared equity

More first time buyers are jumping on the ladder in 2018, but it's not always easy.

Conveyancing, Before you buy, First time buyer

Buying a new build home versus buying an existing home

To a first time buyer, both new builds and existing homes have advantages and disadvantages - you just have to decide what you want.

Conveyancing, Before you buy, First time buyer

Freehold vs leasehold properties

Even if you know what leasehold and freehold properties are, figuring out which is the best option for you can be confusing.

Conveyancing, Before you buy, First time buyer

Mortgage incentive schemes for first time buyers

Incentivised mortgages are a great way for first time buyers to step onto the first rung of the property ladder

Conveyancing, Buying a house, First time buyer

Negotiating a house offer

For first time buyers the opportunity to finally make an offer on the house of your dreams is one you will grab with both hands.

Conveyancing, Before you buy, First time buyer