Supersizing your Savings Guide
The third guide in our deposit saving series, here we look at how to make those big changes to get yourself closer to moving day.
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The third guide in our deposit saving series, here we look at how to make those big changes to get yourself closer to moving day.
You can earn up to £7,500 per year without paying tax with the Rent a Room Scheme. If the rental income is less than this threshold, you do not need to declare the income to HMRC.
If you earn more than this threshold, then you must complete a tax return.
In the UK, the standard amount people usually put down on a deposit is 10% of the property price.
You may be able to pay a 5% deposit with the 95% mortgage scheme.
This scheme helps both First Time Buyers and current homeowners get a mortgage with a 5% deposit.
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