You’ve done your research, you know what kind of property you’re looking for, but now you have to figure out which mortgage is best for you, and how to apply for it.
There are a number of reasons why you might not be accepted for a mortgage including:
Overall, the whole process of getting a mortgage approved can usually take between two and six weeks. This can depend on the type of mortgage, your lender, and your individual circumstances.
Although it is often more difficult, you are sometimes still able to get a mortgage with bad credit. However, you will most likely end up paying higher interest rates and may need to pay a higher deposit.
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