Do I pay more tax if buying with cash?

No, you will not pay more tax if you are buying a house with cash.

How do I show proof of funds when buying a house with cash?

When buying a house with cash you will usually have to provide the estate agent with bank statements to prove that you have the funds to purchase the property.

Can I get a mortgage later when buying with cash?

Yes, you can purchase a house with cash and remortgage it later down the line. It’s important to be aware that lenders might require you to have owned the house for a specific period of time before they will offer you a mortgage. This is often 6 or 12 months.