A mortgage valuation is a major step when applying for a mortgage. Here’s what you need to know, including how they work, what they cost, and what to do if you get a ‘down valuation’.
Some mortgage lenders will give you the chance to argue the valuation. However, you will need evidence of why you disagree with the figure you’re given. It is harder to appeal a valuation done by a professional surveyor as these are detailed and carried out by experts.
The mortgage valuation will be required when you apply for a mortgage, or when you remortgage your property.
Your mortgage provider will be the one to arrange the mortgage valuation.
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