Your insurance firm may require an extra premium to cover you when you move house. This is called an ‘outside the home’ or ‘personal possessions’ supplement. But this can be less than the price of a takeaway meal!
You should check your home contents policy to see if you are already covered for goods-in-transit insurance, as this is vital when you are moving house.
It’s important to note that a professional removals company must transport your belongings to be eligible for this coverage.
If you do not already have contents insurance that covers moving house, then it’s crucial that you get removals insurance.
Yes, professional removal companies will have their own insurance. Many removal companies will have insurance cover as part of their contract with you. It’s important that you check with them what this covers, as the limit on claims can be surprisingly low.
You should check your insurance policy for what you are covered for in case you need to add additional cover.
Removals insurance will usually cover:
It will depend on your individual home content policy if you are covered for moving. You should check with your insurance provider if you are already covered or if this is something that you are able to add on to your policy
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