Help and Advice on Moving house

Read our wide range of articles on moving house, updating your rented homes and dealing with estate agent.

What if the home I’m selling gets a bad Mortgage Valuation (Down Valuation)?

When selling a home, your buyer will receive a mortgage valuation on your property. If this comes back with a lower value than your agreed sale price, it can put the sale in jeopardy. So, what can you do?

Selling a home, Mortgages

What if the home I’m buying gets a bad Mortgage Valuation (Down Valuation)?

If a home you’re planning to buy gets a negative mortgage valuation, it means the mortgage lender thinks the offer price is too high. So what can you do next?

Buying a house, Mortgages

How to avoid a Down Mortgage Valuation

Receiving a down valuation on the property you want to buy can be a big concern. But there are steps you can take to avoid your mortgage lender undervaluing your property and putting your purchase at risk.

Buying a house, Selling a home, Mortgages

What to do if you lose your paperwork

Moving home will inevitably require a you to gather a lot of paperwork, so when something goes missing it can seem like the worst scenario.

General Moving Advice, Mortgages

What is a proof of mortgage deposit?

A look at the most common questions when it comes to proof of a mortgage deposit when buying a home.

Mortgages

What is a mortgage valuation?

When applying for a mortgage, a major step will be the mortgage valuation. But what does it entail, and what effect can if have on your home buying process?

Buying a house, Mortgages

What is the 95% mortgage scheme?

In April 2021, the government launched a mortgage scheme that lets users buy a house with a 5% deposit. So, how does the scheme work?

First Time Buyers, Buying a house, Mortgages

Can I get a mortgage if I'm over 50?

It can be scary to feel like time is against you when it comes to getting a mortgage, or remortgaging your home. So is age really just a number in this case?

Mortgages

Shared Ownership mortgages explained

Looking to buy a Shared Ownership property, but not sure how the mortgage will work? We explain it here.

First Time Buyers, Mortgages, Shared Ownership